BeSmartee is the pioneer in powerfully simple digital lending. By seamlessly integrating legacy mortgage technologies, BeSmartee delivers a modern lending experience to consumers and lenders. Through automated data and processes, our innovative solutions maximize operational efficiency and streamline the journey to homeownership. Discover the future of lending to improve customer satisfaction and closing rates with BeSmartee.


BeSmartee is a leading provider of digital mortgage technology, delivering a complete digital mortgage experience for banks, credit unions, and non-bank lenders. Powering $25B in originations, our innovative solutions empower lenders to streamline their origination processes, improve the borrower experience, reduce costs, and shorten cycle times. 

Our technology has been recognized by industry leaders, including being listed in the HW Tech100 and receiving honors from The Stevie Awards and HW Women of Influence. 

At BeSmartee, we believe in going beyond a simple online 1003 application. Our true digital mortgage platform leverages advanced features and integrations to enhance the consumer and lender experience. With automated verification of income and employment, automated letter generation, and LOS integration, our powerful digital mortgage POS enables lenders to go deeper into the origination process faster. 

Our product suite includes: 

  • Bright POS: A robust digital mortgage POS platform with LOS integration, automated verification, and letter generation capabilities.
  • Bright Connect: A native mobile mortgage app that delivers a streamlined experience for originators, referral partners and borrowers.
  • Beam TPO: The first and only third-party originator platform designed specifically for wholesale lenders.
  • FlashSpread: A cutting-edge financial statement spreading technology that simplifies the time-consuming and complex task of spreading financial data.

Join over 150 lenders who are already experiencing the future of mortgage technology with BeSmartee. 

Company Information

(888) 519-8881

Main Categories

Sub Categories

  • Conversion Optimization
  • Co-Brand

Industry Sectors


  • Bright POS - mortgage point-of-sale solution
  • Bright Connect - native mobile mortgage app
  • Beam TPO - third-party originator platform designed for wholesale lenders
  • FlashSpread - automated financial spreading software



  • Michael

    Product Owner II


    “We always receive a quick response from the BeSmartee team anytime we have a question or need anything, and our Client Success Managers are always there for us. We find BeSmartee’s Bright POS solution valuable because the platform allows an entire section of the industry to originate loans with borrowers. It is excellent for borrower communication and keeping loan data updated through our seamless integrations.”

    Published On: February 22, 2024

  • Nicolas

    Head of Product

    Network Funding LP

    “BeSmartee’s Bright POS has helped us keep pace with an ever changing industry. Consumers demand a speedy and efficient mortgage process. If we cannot deliver this we lose customers and producers very quickly.”

    Published On: February 22, 2024

  • Abbie

    Managing Partner


    “BeSmartee’s Bright POS is revolutionizing the way the mortgage industry conducts business. Be prepared to wow your borrowers with a robust yet intuitive application platform that takes as little as 10 minutes to apply with! We just started taking applications through BeSmartee and have had nothing but praises from the borrowers and our referral network about the speed and ease of process. Be prepared to increase your conversion rates and internal capacity when you decide to equip your company with BeSmartee’s powerful POS.”

    Published On: February 22, 2024

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