Launch automation with rules mapping, AUS alignment, exception narratives, and QC sampling—then scale only what moves KPIs.
Underwriting Automation Implementation Checklist
This plan helps lenders de-risk rollout while proving real ROI on live files.
Plan & Map
- Inventory overlays vs agency guides; map to machine-readable rules.
- Define exception types and required narratives/evidence.
- Choose pilot channels and KPIs (touches, cycle time, defects).
Build & Integrate
- Connect LOS workflow steps; validate data contracts and events.
- Ingest AUS findings; define auto re-run triggers after changes.
- Enable doc classification/income helpers if included.
Pilot & Validate
- Run 6–8 weeks; compare to baseline weekly.
- QC sampling of automated files; review exception narratives with legal/compliance.
- Fix variance and silent-failure paths before scale-up.
Scale & Govern
- Promote rules with change control; maintain version history.
- Quarterly policy reviews; refresh training and quick-reference guides.
- Ongoing KPI monitoring and defect root-cause analysis.
