MOZAIQ

Built by mortgage operators. Powered by Agentic AI
Founded in 2019 by mortgage and technology industry professionals, MOZAIQ pioneered the Agentic Mortgage AI category: AI-powered automation and AI agents that take action across the entire end-to-end loan fulfillment process from loan setup to investor delivery.

What the Loan Assist Platform automates
MOZAIQ’s Loan Assist Platform spans the full end-to-end mortgage fulfillment lifecycle. Lenders start by deploying a single function and then incrementally expand to include additional modules:
• Loan Setup: categorize the loan package, extract the data, run the business rules, and provide a clean file to the underwriter
• Underwriting Support: with the clean file, underwriters are more productive, and drive faster, more accurate lending decisions
• Closing & Funding: Auto-clear conditions and prep the loan for closing and funding
• Post-Close & Investor Delivery: ship clean, fully audited files to investors with confidence

An economic model designed for mortgage volatility
Mortgage volumes are unpredictable, moving based on uncontrollable events, like interest rate fluctuations. Software licenses are fixed. MOZAIQ is delivered as a managed service built around the realities of mortgage economics:
• 4–6 week go-live: measurable ROI in weeks, not quarters, or years
• Per-loan pricing: no software licensing fees, pay for what you use, so cost is in line with volume, up or down, with no fixed-cost penalty
• Zero up-front capital: no implementation fees to get started
• MOZAIQ-managed: clients don’t need to build internal AI operations capabilities
• LOS-friendly: seamlessly integrates with Encompass and other major LOS systems

Proven Outcomes
Benefits reported by a top five mortgage lender over a multi-year partnership:
• 40% reduction in cost per loan in 12 months.
• 50% improved loan turn times.
• Scaled from $10MM to $2B+ monthly originations in less than 2 years.
• 80% faster appraisal reviews for loans with CU score ≤2.5.
• Stronger broker retention through faster turnaround and automated feedback.
• Reduced post-closing defects through higher loan quality
• Accelerated warehouse line turnover and reduced funding costs.

Who MOZAIQ partners with
Independent mortgage banks (wholesale, correspondent, retail), Credit Unions, Banks, and servicers who need a partner fluent in both mortgage and AI, not one or the other.