Certified Credit

With nearly 40 years of experience, Certified Credit is a leading mortgage credit reporting and verification service provider. They specialize in comprehensive credit reporting, score improvement tools, verifications, fraud and risk mitigation, and underwriting compliance. With their innovative technology, they help mortgage lenders make informed decisions quickly and efficiently.

2 Reviews
2 Reviews
2 Reviews


With a sharp eye on the latest industry regulations and emerging trends, our priority is helping enhance your profitability, provide support for your employees, and refine your best practices into efficient processes. Certified Credit provides a comprehensive range of mortgage solutions to assist you at every stage of the mortgage life cycle. 

  • Credit Reporting – Bring applicants’ dreams closer to reality with our customizable credit reporting solutions that offer a clear and comprehensive view of their credit profile.
  • Verification of Employment, Income & Identity – Lend with confidence by utilizing cost-efficient and effective verification tools that successfully reduce risk and uphold loan quality.
  • Lead Generation & Customer Retention – Preserve your client base, maintain the health of your portfolio, and generate new business by closely monitoring current and previous clients as well as prospects.
  • Underwriting Compliance Tools – Enhance the underwriting process by utilizing tools that act as an additional automated support system. These solutions are specifically designed to ensure efficiency, compliance, and profitability.
  • Score Improvement Tools – Expand your business opportunities by providing more favorable loan terms and rates to borrowers. Access tools that enable borrowers to improve their credit scores, ultimately positioning them to secure the most competitive rates and terms available.
  • Cascade Workflow Automation – Streamline your origination process to achieve effortless and efficient operations. Leverage an intuitive suite of automated products, including Cascade Alerts, Cascade Prequal, and Cascade Verification of Employment (VOE), to optimize your workflow and maximize productivity.


Main Categories

Sub Categories

  • Verification Platform
  • Lead Generation

Industry Sectors

Mortgage Servicing Industry
Capital and Secondary Markets
Deposit Banks
Independent Mortgage Banks
Mortgage Brokers
Wholesale Lender  
Credit Union
Regional Branch / Office


  • Credit Reports - Tri-Merge Credit Reports
  • Credit Score Improvement Tools
  • Rescores
  • Automated Supplements / Credit Supplements
  • SmartSelect
  • Refresh Credit Report
  • Mortgage Comparison Report
  • Business Credit Report
  • Verification of Employment
  • Verification of Income
  • SSA-89 Verifications
  • Undisclosed Debt Monitor
  • Flood Zone Determination
  • Automated Valuation Models
  • ADV-120 Fraud Report
  • Fraud & Risk Mitigation
  • Wire Transfer Fraud
  • Liens & Judgement Reports
  • Tax Transcripts
  • Portfolio Review
  • Customer Retention Monitoring
  • MLS Alerts
Company Information
(800) 769-7615 sales@certifiedcredit.com


  • Richard

    We have used Certified for over 4 years now as our credit provider. The customer service we receive in all aspects is second to none and their account reps are always responsive and helpful. Couldn’t be happier with our experience with this partnership.

    Published On: March 4, 2024

  • Kathy

    Certified Credit provides us with amazing support and service. The teams are friendly and professional, & they provide fast and accurate support. We have ZERO complaints from the field in regard to the products or the services from this vendor. I highly recommend them for all your credit needs.

    Published On: March 4, 2024

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